Map of ATMs and departments
Accessible departments
Duty departments
Exchange Rates*
USD
sale 44.90
purchase 45.50
EUR
sale 50.30
purchase 51.00
GBP
59.40
60.80
PLN
11.400
11.700

*currency exchange only in cash
*exchange rates may be different
in individual branches of the Bank

Commercial rate (for debiting transactions in a currency, which differs from account currency)

*currency rates may differ in individual branches of the Bank
Exchange Rates*
USD
44.90
45.50
EUR
50.30
51.00
GBP
59.40
60.80
PLN
11.400
11.700

*currency exchange only in cash
*exchange rates may be different
in individual branches of the Bank

Commercial rate (for debiting transactions in a currency, which differs from account currency)

FUIB for private clients
FUIB Online for corporate clients
PUMB Business
Maximize your savings with the most advantageous PUMB deposit
Profitable deposit

Open a deposit online!

Download PUMB mobile app
Download app in App Store Download app in Google Play
Apply

Profitable deposit

Maximize your savings with the most advantageous PUMB deposit
Deposit term
1 mo. - 18 mo.

Under the term of 1 mo. a deposit placement is meant for 30 days, 3 mo. – 93 days, 6 mo. – 184 days, 9 mo. – 274 days, 12 mo. – 367 days, 18 mo. – 548 days respectively.

The minimum amount
from 500 UAH
Rate
from 7% to 15%

This means 7% per annum — the interest rate before tax without taking into account the loyalty program, in UAH for 30 days starting from 500 UAH.
14% per annum — the interest rate before tax with the loyalty program applied for terms of 93 days,
15% per annum — the interest rate before tax with the loyalty program applied for terms of 184, 274, 367, and 548 days starting from 500 UAH for the Profitable deposit.

Interest payment
We pay on the card monthly
Replenishment
Withdrawal

Open a deposit online!

Download PUMB mobile app
Download app in App Store Download app in Google Play
Or leave a request, we will call you and provide detailed information.
Apply
Apply
  • 1. Можливі наслідки для клієнта в разі користування послугою залучення банківського вкладу (депозиту) або невиконання ним обов'язків згідно з договором про надання цієї банківської послуги:
    • 1) під час нарахування банком доходів у вигляді процентів враховується, що отриманий дохід підлягає оподаткуванню і виплаті підлягають суми доходу від вкладної (депозитної) операції після оподаткування (сплати податків та зборів) відповідно до Податкового кодексу України.
    • 2) в разі його несвоєчасного звернення до банку щодо повернення грошових коштів, залучених за договором банківського вкладу (депозиту): строк розміщення вкладу (депозиту) може бути автоматично продовжений на такий самий строк, якщо це передбачено договором/ умовами вкладу (депозиту); кількість продовжень строку розміщення вкладу (депозиту) не обмежується, якщо інше не передбачено договором/ умовами вкладу (депозиту).
  • 2. Банку забороняється:
    • 1) вимагати від клієнта придбання будь-яких товарів чи послуг від банку або спорідненої чи пов'язаної з ним особи як обов'язкову умову надання цих послуг (крім надання пакета банківських послуг);
    • 2) вносити зміни до укладених з клієнтами договорів в односторонньому порядку, якщо інше не встановлено договором або законом.
  • 3. Клієнт має право відмовитися від отримання рекламних матеріалів засобами дистанційних каналів комунікації.

What is the deposit income you receive?

from 500 uah
to 25 000 000 uah
Term and pre-tax interest rate
from 1 month
to 18 months
Apply

How to participate in the Loyalty Program (+1% in UAH)?

25 November 2026 you will receive:
Without the Loyalty program
Deposit amount
50 000 uah
Income after tax
214.12 uah
Tax amount
63.96 uah
Income before tax
278.08 uah
Interest rate before tax
7 %
Interest rate after tax
5.78 %
Taking into account the Loyalty program (+1% in UAH)
Deposit amount
50 000 uah
Income after tax
244.71 uah
Tax amount
73.10 uah
Income before tax
317.81 uah
Interest rate before tax
8 %
Interest rate after tax
6.63 %

The calculations are approximate.

The calculation does not include the cost of servicing "Black Platinum" card packages (500 UAH/month or 0 UAH subject to transactions totaling 10,000 UAH or 5,000 UAH annually) and "Premier" (1,000 UAH/month or 0 UAH subject to transactions totaling 30,000 UAH or 10,000 UAH annually).

How to open a deposit on mobile

1 step
Download or open the PUMB mobile application.
2 step
To open a deposit, you need a debit card, so select the currency of the card and click "Continue"
3 step
Get identified through the Дія app (if you have an ID card or a biometric foreign passport) or take a photo of the passport of a Ukraine citizen and TIN
4 step
Replenish the card for further opening of the deposit
5 step
Go to the "Deposits" section, click "Open"
1 step
Go to the "Savings" section and select "Open a deposit"
2 step
Select the type of deposit and currency by clicking on the appropriate tab
3 step
Enter or select the data for opening a deposit. Click "Continue"
4 step
Check the entered data and click " Apply for a deposit"
5 step
After opening a deposit, you will see a message about the successful opening

The deposit interest rates

Minimum amount
Amount
1 mo.

Under the term of 1 mo. a deposit placement is meant for 30 days.

3 mo.

Under the term of 3 mo. a deposit placement is meant for 93 days.

6 mo.

Under the term of 6 mo. a deposit placement is meant for 184 days.

9 mo.

Under the term of 9 mo. a deposit placement is meant for 274 days.

12 mo.

Under the term of 12 mo. a deposit placement is meant for 367 days.

18 mo.

Under the term of 18 mo. a deposit placement is meant for 548 days.

from 500
to 25 000 000
7.00%
13.00%
14.00%
14.00%
14.00%
14.00%
Amount
3 mo.

Under the term of 3 mo. a deposit placement is meant for 93 days.

6 mo.

Under the term of 6 mo. a deposit placement is meant for 184 days.

9 mo.

Under the term of 9 mo. a deposit placement is meant for 274 days.

12 mo.

Under the term of 12 mo. a deposit placement is meant for 367 days.

18 mo.

Under the term of 18 mo. a deposit placement is meant for 548 days.

from 100
to 4 000 000
0.50%
0.60%
0.80%
1.00%
1.30%
Amount
3 mo.

Under the term of 3 mo. a deposit placement is meant for 93 days.

6 mo.

Under the term of 6 mo. a deposit placement is meant for 184 days.

9 mo.

Under the term of 9 mo. a deposit placement is meant for 274 days.

12 mo.

Under the term of 12 mo. a deposit placement is meant for 367 days.

18 mo.

Under the term of 18 mo. a deposit placement is meant for 548 days.

from 100
to 3 000 000
0.30%
0.30%
0.30%
0.30%
0.30%
The interest rates are indicated as a percentage per annum, before tax, excluding the loyalty program.

Profitable deposit terms

Interest payment
On your PUMB card monthly
The deposit terms
On your PUMB card
Partial withdrawal
Not provided
Auto prolongation
With the possibility to activate or deactivate
Replenishment
Not provided
Early termination
Not provided
Our managers will help you with the choice of deposit
Call for 2 minutes
Your name
Phone

PUMB is a reliable bank for saving your savings

Reliable bank for over 30 years
For over 30 years, we have never canceled deposit payments or any other payments. PUMB has the highest (rating "5") deposit reliability rating1
Agent of the DGF
The bank is an agent of the Deposit Guarantee Fund. In total, since 2015, the bank has made payments of over UAH 6 billion.
TOP-32
PUMB is in the TOP-32 banks in terms of the size of the term deposit portfolio of individuals in UAH
92%3 of customers
resubmit their deposits at PUMB
1According to the rating agency "Credit-Rating" as of 04.02.2025.
2Information as of 01.02.2025 according to the statistical data of the official website of the NBU.
3Based on the results of 2024 according to the bank's statistics.
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